Please read these terms carefully before using our website or engaging our services. Last updated 14 July 2026.
These terms and conditions govern your use of the SMA Business Advisory website and the services we provide. By accessing this website or engaging us, you agree to be bound by these terms. If you do not agree, please do not use this website.
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You may use this website for lawful purposes only. You agree not to use the site in any way that causes, or may cause, damage to the site or impairment of its availability. The content on this website is provided for general information and does not constitute financial, taxation or legal advice.
Any advice we provide is based on the information you give us and the circumstances known at the time. Advice is prepared for your specific situation and should not be relied upon by any other party. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur.
The scope, fees and terms of any engagement are set out in a separate engagement letter provided to you before work begins. Where there is any inconsistency between that engagement letter and these terms, the engagement letter prevails for that engagement.
Unless otherwise stated, we or our licensors own the intellectual property rights in the website and its content. You may view, download and print content for your own personal use, but you must not reproduce, republish or redistribute it without our prior written consent.
We handle your personal information in accordance with the Privacy Act and applicable Australian privacy principles. We collect information only where it is reasonably necessary to provide our services and we do not sell your information to third parties. Please contact us if you have any questions about how we handle your data.
To the maximum extent permitted by law, we are not liable for any loss or damage arising from your use of this website or reliance on its general content. Nothing in these terms excludes or limits any liability that cannot be excluded or limited under applicable law.
These terms are governed by the laws of New South Wales, Australia, and you submit to the non-exclusive jurisdiction of the courts of that state.
If you have any questions about these terms, please contact us on 0451 811 446 or at manraj@smabusinessadvisory.com.au.
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